Whether you rent an apartment or live in a home or condo you own, you should have insurance coverage to compensate you for a loss due to fire, theft, vandalism or other cause. You should also have liability insurance in case you did or neglected something which caused a loss to others.
Property insurance, including the home, is much broader and covers many of the things you own – your electronics, art, jewelry, clothing, tools, etc. – against many types of loss in different places, such as the theft of a suitcase from your car, for example.
Latest News:
- New Statistics Canada report confirms extreme weather reshaping Canada’s home insurance marketInsurance Bureau of Canada calls on governments to take immediate action on resilience Ottawa, ON (June 30, 2026) – A new report by Statistics Canada underscores a growing reality for Canadians: Extreme weather is fundamentally reshaping the country’s home insurance market, driving higher ...
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See our property insurance buyers’ checklist for things to consider before buying. For more about the basics, consult our Home Insurance FAQ.
News and Articles
- New Statistics Canada report confirms extreme weather reshaping Canada’s home insurance market
- Ontario Home Insurance Premiums Rise 6.2% Year-Over-Year: Rates.ca Home Insuramap Report
- Preparing for Hail and Strong Winds: Canadians don’t know where to start
- FM and PURE Insurance Partner to Strengthen Loss Prevention for High-Value Homes
- Severe weather adaptations boost home values in Canada: Rates.ca
- Stand Launches Florida Hurricane Insurance Program Built to Strengthen Homes, Not Just Cover Them
- How Climate Change May Affect Your Homeowners Insurance: KRGInsure
- Helping Canadians Prepare for Wildfire Smoke at Home: Intact Centre for Climate Adaptation
- Insurance Bureau of Canada Urges Governments and Canadians to Prepare as Flood Season Continues
- 10 years after the Fort McMurray fire, wildfire risk and smoke concerns are a national issue




